Cash Advance Features

  • No security taken in Home, Business, Equipment or Inventory
  • No personal guarantee for repayment
  • No penalty for slow payment
  • No coupons or cheques to write or post
  • No application fee

Tourist Payment Service

Merchant Financing , a division of Decimal Factor Limited** Tourist Payment Service combines Dynamic Currency Conversion, multi-currency capabilities and a unique tax-free solution providing service and choice to your travelling customers while delivering new lines of revenue to your business.

Tax-free service

When combined with DCC from Merchant Financing , a division of Decimal Factor Limited**, the Tax-Free Service automatically recognises cardholders who are eligible for international tax refunds and provides your customer with everything they need to reclaim international tax duties on the purchase of goods.

Dynamic Currency Conversion (DCC)

Available in card-present, card-not-present environments and for online environments DCC converts international Visa and MasterCard purchases into the cardholder's home currency at the time of sale and rebates a portion of the conversion fee back to your business.

Merchant Financing , a division of Decimal Factor Limited** manages the entire conversion process - from direct treasury exchange rates and transaction processing, to back-end reconciliation, settlement, funding and support. That means in addition to realising bottom line benefits, your business enjoys added efficiency from a single provider.

Multi-currency processing

Accept and settle card transactions in a variety of leading currencies. Merchant Financing , a division of Decimal Factor Limited** offers local currency processing to the cardholder and settles in the currency you choose to facilitate funding. From Australian, Canadian or U.S. Dollars, to Euros, Japanese Yen, Norwegian Krone, Swiss Franc or Sterling and more, Merchant Financing , a division of Decimal Factor Limited** makes it simple for you to accommodate your international customers.


** Merchant Financing , a division of Decimal Factor Limited operates in association with, and this offer is made through, Elavon Financial Services Limited, a company registered in Ireland. Elavon © 2009 is a trademark Elavon Inc, in the United States and other countries. All rights reserved. Visa®, MasterCard®, JCB®, Maestro®, Diner's® and American Express® ® are trademarks of their respective owners. All rights reserved.