Cash Advance Features

  • No security taken in Home, Business, Equipment or Inventory
  • No personal guarantee for repayment
  • No penalty for slow payment
  • No coupons or cheques to write or post
  • No application fee

Credit & Debit Cards

Our payment processing solutions help you improve cash flow, minimise your collections risk, and better serve your customers — whether in store or online — all while meeting stringent security standards to protect cardholder data, including Chip & PIN technology.

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Credit/debit

Merchant Financing, a division of Decimal Factor Limited** provides authorisation, settlement, funding, and support, giving you one point of contact for all your Visa®, MasterCard®, JCB®, Maestro® and Diner's® credit and debit transactions. In addition, we process for American Express® over our network.

Extensive cross-border and multi-currency processing reduces the need for multiple in-country processors if your footprint expands across Europe, online or around the globe.

E-commerce

Adapt your business to card-not-present environments safely and securely. Merchant Financing, a division of Decimal Factor Limited's** e-commerce solutions help you make the most of an international marketplace. From multi-currency capabilities to electronic Dynamic Currency Conversion (e-DCC), our online solutions keep you competitive in the fastest growing consumer marketplace.

Dynamic Currency Conversion (DCC)

Available in card-present, card-not-present environments and for online environments DCC converts international Visa® and MasterCard® purchases into the cardholder's home currency at the time of sale and rebates a portion of the conversion fee back to your business. DCC from Merchant Financing, a division of Decimal Factor Limited** supports more than 40 currencies from around the world.

Merchant Financing, a division of Decimal Factor Limited** manages the entire conversion process - from direct treasury exchange rates and transaction processing, to back-end reconciliation, settlement, funding and support. That means in addition to realising bottom line benefits, your business enjoys added efficiency from a single provider.

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** Merchant Financing, a division of Decimal Factor Limited operates in association with, and this offer is made through, Elavon Financial Services Limited, a company registered in Ireland. Elavon © 2009 is a trademark Elavon Inc, in the United States and other countries. All rights reserved. Visa®, MasterCard®, JCB®, Maestro®, Diner's® and American Express® ® are trademarks of their respective owners. All rights reserved.